If you have dented your vehicle panels or otherwise damaged the auto body, you should plan for immediate repairs. This process is crucial even if the damage of the vehicle seems superficial. The smash repairs specialist will conduct repairs to ensure that the aesthetic of the car is restored. In addition, they can provide guidance on further repairs if your vehicle is more deeply damaged than expected. When planning for smash repairs, you will need to consider the insurance aspect of the process. It is important to make the right decisions to avoid additional expenses or a clash with your insurer. Here are simple tips to remember during your insurance smash repairs.
Consider Independent Repairs
Sometimes, it might be advisable to conduct repairs without making a claim form your auto insurance provider. Private handling of smash repairs is not always possible, but you should consider this option if the situation permits. For instance, independent repairs are favourable if there was no other vehicle involved in your accident. If you hit a post when driving, you can directly handle your repairs. This action is favourable because making a claim with the insurance could cause a significant increase in your premiums. Also, if the excess is considerably high, you might want to consider independent repairs.
Choose Your Panel Beater
You should choose the right panel beater whether you are conducting independent restoration or planning for insurance smash repairs. This practice is crucial because an unreliable panel beater could cause more damage to your vehicle. This could delay the complete restoration of your vehicle. Moreover, your insurer could reject claims made for an unlicensed or unreliable repairperson. Under ideal circumstances, you should choose a smash repair shop which has been approved by your insurer. This could ensure that the process is more streamlined. You can also choose your preferred licensed panel beater as long as the specialist will help you in handling the insurance forms to minimise delays.
Consult Your Vehicle Insurer
If you were involved in a significant accident, the insurer will send an assessor to check the vehicle and determine the best method for handling the problem. In most cases, the assessor will promote the repair of the vehicle through panel beating, general repairs and the replacement of parts. However, they will need to make sure that the repairs will be carried out correctly. The restoration should match up to the manufacturer's standards. It is important to ensure that your chosen repair expert will be available to consult with your insurance assessor.
